Customer
Identity, contact and account information.
Complete Qist Karobar Toolkit
Everything you need to operate a serious installment business.
Jhalawan.pk is built around the complete installment workflow — customer onboarding, qist planning, collection, outstanding balances, defaulter follow-up, staff access, customer documents, reporting and business continuity.
Customer Accounts
Installment Tracking
Defaulter Control
Reports & Printing
Customers
Qists
Payments
Defaulters
Reports
Android
01
Onboard
Customers
02
Plan
Installments
03
Collect
Payments
04
Monitor
Outstanding
05
Analyze
Reports
Product Architecture
Jhalawan follows the complete installment lifecycle.
A Qist Karobar is not just about recording one payment. It starts with customer onboarding, continues through installment collection and requires visibility until the final balance is cleared.
Plan
Create the installment schedule.
Collect
Record daily or monthly payments.
Monitor
Track due, overdue and remaining amounts.
Report
Review customer and business performance.
Core Feature Modules
Eight connected areas of installment business control.
Each module addresses a different stage of the business, but they are designed to work together around the same customer and installment records.
01
Customer Management
Customer Account
Structured Profile
Paid
Tracked
Remaining
Calculated
Customer Management
Build complete customer accounts, not scattered records.
Keep customer identity, contact information, installment history, payments, remaining balances, documents and related witness information connected to one structured account.
Customer profiles
Contact information
CNIC/document records
Witness/guarantor details
Account history
Customer statements
02
Installment Planning
Daily
Monthly
Custom
Installment Planning
Create installment plans around the way your business sells.
Support daily, weekly, monthly or customized collection arrangements with organized payment schedules and consistent balance calculations.
Installment schedules
Daily plans
Weekly plans
Monthly plans
Paid totals
Remaining balances
03
Collection Workflow
Payment Entry Recorded
Balance Updated
Receipt Ready
Collection Workflow
Make daily installment collection faster and easier to control.
Give business operators and collectors quick access to due accounts while reducing repetitive payment-entry work through structured collection tools.
Daily installment tracker
Monthly tracker
Bulk payment entry
Payment history
Receipt workflow
Printing support
04
Defaulter Control
Due
Follow-up
Overdue
Attention
Balance
Visible
Defaulter Control
See overdue customers before they disappear inside a register.
Identify accounts that are due or overdue and support follow-up workflows for remaining payments and customer communication.
Due accounts
Overdue accounts
Defaulter lists
Outstanding balances
Customer reminders
Payment confirmation messaging
05
Staff Management
Admin
Staff
Collector
Staff Management
Separate business responsibilities through controlled staff access.
Create authorized staff accounts and organize application access around operational responsibilities instead of sharing one business login.
Authorized users
Staff accounts
Role-aware access
Operational permissions
Activity visibility
Employee reporting
06
Business Reporting
Business Reporting
Turn installment records into useful business information.
Review customer statements, collections, payments, outstanding amounts and profit-oriented business summaries from organized records.
Customer statements
Payment reports
Collection summaries
Outstanding reports
Business payment reports
Profit-oriented reporting
07
Data Protection
Controlled Access
Backup • Sessions • Database
Data Protection
Treat customer and business information as operational assets.
Jhalawan is structured around controlled access, secure application sessions, prepared database operations and planned backup and recovery workflows.
Controlled access
Secure sessions
Prepared database operations
Backup workflow
Recovery planning
Business data continuity
08
Web + Android
Web
Android
Web + Android
One product ecosystem across web and mobile.
The product architecture supports versioned API boundaries so supported web and Android services can evolve as connected parts of the Jhalawan ecosystem.
API-ready endpoints
Versioned integrations
Web application
Android application
Centralized configuration
Sync-capable architecture
What These Features Help You Do
Features matter only when they improve daily business operations.
Find balances faster
Avoid searching registers to understand what a customer has paid and what remains outstanding.
Reduce repetitive work
Structured trackers and bulk collection workflows reduce repeated manual entry.
See overdue accounts
Make due and overdue accounts visible instead of relying on employee memory.
Keep cleaner records
Customer information, documents, transactions and statements remain connected.
Organize staff access
Separate operational responsibilities through authorized business users.
Understand the business
Turn transaction records into collection, outstanding and reporting visibility.
Designed for Installment Businesses
One platform for different Qist Karobar models.
Jhalawan is not limited to one retail category. The workflow can support businesses that sell many types of products through installments.
Quick Answer
What does Jhalawan installment software manage?
Jhalawan.pk is a Qist Karobar and installment business management software that helps businesses manage customers, installment schedules, payment collection, outstanding balances, defaulters, customer CNIC and witness records, staff accounts, statements, reports, printing and supported Web + Android workflows.
It is designed for businesses in Pakistan moving from registers, notebooks and spreadsheets toward a more organized digital installment management system.
Installment Software Pakistan
Qiston ke karobar ka software built around real business workflows.
If you are searching for Qist Karobar software, Kist Karobar software, installment shop software, kiston ke karobar ka software or qiston ke karobar ka software, the main requirement is usually the same: better control over customers, collections and outstanding balances.
Jhalawan installment app is developed as a product of NetBit Software House and Technology and is designed to help installment businesses move from manual registers toward a connected digital management workflow.
Feature Questions
Common questions about Jhalawan features.
Quick answers for business owners evaluating Jhalawan for their installment shop or Qist Karobar.
View all FAQsJhalawan provides customer management, installment schedules, automatic balance calculations, daily and monthly trackers, bulk payment entry, defaulter tracking, staff accounts, customer documents, reports, printing, backup workflows and Web plus Android integration.
Yes. Jhalawan is designed to support daily, weekly, monthly and business-specific installment collection workflows.
Jhalawan supports authorized staff-account concepts so operational responsibilities can be separated according to the application authorization model.
Yes. Jhalawan is designed to identify due and overdue installment accounts and help businesses review remaining and outstanding balances.
Jhalawan is designed as a Web and Android ecosystem with API-ready integration boundaries where supported backend services are enabled.
See Jhalawan in Action
Features are easier to understand when you see them inside your own installment workflow.
Tell us what your business sells, how often customers pay and how you currently manage installments. We can discuss which Jhalawan modules fit that workflow.